Financing
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We offer the BERNINA Credit Card to help you get into the BERNINA Sewing, Quilting, Overlocker or even software system of your dreams. There is a simple application process, so apply online or in-store today!
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STANDARD FINANCING OFFERS6 or 12 MONTHS††NO INTEREST IF PAID IN FULL WITHIN 6 OR 12 MONTHS ON IN-STORE PURCHASES MADE WITH YOUR BERNINA CREDIT CARD.
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TRADITIONAL FINANCING OFFERS3.99% APR FOR 72 MONTHS†††ON PURCHASES OF $5,000 OR MORE MADE WITH YOUR BERNINA CREDIT CARD. 72 FIXED MONTHLY PAYMENTS REQUIRED. THERE IS NO PRE-PAYMENT PENALTY. 2.99% APR FOR 60 MONTHS†††ON PURCHASES OF $3,000 OR MORE MADE WITH YOUR BERNINA CREDIT CARD. 60 FIXED MONTHLY PAYMENTS REQUIRED. THERE IS NO PRE-PAYMENT PENALTY. 1.99% APR FOR 48 MONTHS††ON PURCHASES OF $3,000 OR MORE MADE WITH YOUR BERNINA CREDIT CARD. 48 FIXED MONTHLY PAYMENTS REQUIRED. THERE IS NO PRE-PAYMENT PENALTY.
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APPLY VIA TEXT
*STANDARD TEXT MESSAGING RATES MAY APPLY
†A Promo fee does not apply to this offer. Offer applies only to single-receipt qualifying purchases. Interest will be charged from the purchase date at a reduced 2.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.7964% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New accounts as of 05/01/24: Purchase APR is 29.99%. Minimum interest charge is $2. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. See store for details. Participating Dealers Only.
††Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo and, after promo period ends, to the promo balance. New account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Participating Dealers Only. See Store for Details. We reserve the right to discontinue or alter the terms of this offer any time.
†††Offer applies only to single-receipt qualifying purchases. Interest will be charged on the promo purchase from the purchase date at a reduced 3.99% APR, and fixed monthly payments are required equal to 1.564% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.